Don't give up on your dream to own a home.
Most people who assume they don't qualify never actually asked. Here's how it really works — no fine print, no pressure.
Six questions — find out what's possible
Hear it from the team
One minute on what most people don't know about buying a home.
What people believe, and what actually happens
These ideas stop more buyers than anything else.
"I need 20% down."
Plenty of buyers put down considerably less, and most states have assistance programs. What you need depends on your situation — a lender confirms that, not an ad.
"My credit isn't good enough."
There are options across a range of credit profiles. If yours isn't ready today, a plan can be built.
"I'm not a citizen, so I can't."
Citizenship is not a requirement. Permanent residents, visa holders, and in some cases ITIN holders have bought homes.
"I'm self-employed, they'll never approve me."
Self-employment and 1099 income get documented differently. That's more paperwork, not a dead end.
"Renting is cheaper."
Sometimes yes, sometimes no. Worth running the actual number instead of assuming.
Your home is out here. You just need the path to it.
Sitting down with the paperwork alongside someone who explains it in your language.
What you will actually need
Gather what you can. We'll sort the rest together.
- Proof of income for the last two years
- Recent bank statements
- Some savings — less than you think, but some
What the whole path looks like
- 01You tell us where you are
Six questions. No credit check, no obligation.
- 02Talk to a lender
They give you real numbers on what you can comfortably afford.
- 03Look at homes
The team, or a licensed partner agent in your state, walks properties with you.
- 04Close and move in
Sign, get keys. Usually 30 to 45 days from accepted offer.
What families say
Real client reviews. Unedited.
About the real estate team
Alex is one of the best professionals I have had the chance to work with. His effort and dedication made buying my first home stress-free. He was always available to answer any question I had as a first-time buyer.
From start to finish they treated me like family. I can reach him and his team no matter the time of day. I was so grateful for his patience with me.
My boyfriend and I bought our first home in 2018. Alex and his team made the process very easy and stress-free. Two years later he helped us sell and find our next home, under our budget.
Client reviews for Alex Vazquez.
About the lender partner
Brian has been with us from the very beginning, he was true to his word saying he would get us into our new home. It has been a very difficult road leading up to this point but he never gave up on us.
Brian, Jake, Jacob, and the team are amazing! Professional and productive! When I had questions, no matter how small or big, they answered it. As a first time home buyer, they made the process pretty easy.
Working with Brian Sciutto and the CrossCountry Mortgage team was a pleasure for our first home purchase. They were extremely knowledgeable and prompt to respond to any questions me and my husband had.
Brian Sciutto · 4.94 ★ from 748 verified reviews on Experience.com.
Questions we get a lot
What does it cost to work with the team?
As a buyer you typically don't pay the agent directly — commission comes out of the transaction. Before you sign anything, exactly how it works in your case gets explained.
What if I'm still a year or two out?
Good. That's the best time to start, because some things only improve with time. We'll tell you what to do now and then let you work.
Do you work in Spanish?
Yes, the entire process — first call through signing.
Tell us where you are and we take it from there
Six questions, two minutes. That’s all the team needs to know exactly how to help — no Social Security number, no credit check.
Start the 6 questions